The CAP Money course is for anyone who has to live within a budget, no matter how big or small!
It will help anyone to get better control of their finances so they can save for the future, increase
their giving and avoid getting into debt. The course is devised by the award winning debt counselling
charity Christians Against Poverty.
Matt Barlow, CAP UK chief executive, said: 'We began this course because we saw how
financial crisis messed up relationships and caused havoc with health and well-being.
CAP Money is a two/three-session course, during which you will learn:
1. How to build and live on a budget - This is the cornerstone of managing your money well.
The session includes advice on how to increase your income and how to cut costs.
2. The CAP Money system - This system will help to simplify your money and make it understandable
by organising your finances into 3 bank accounts.
3. How to live from week to week using cash - Living on cash and getting away from cards means
you know exactly where you are and helps you to spend less money. It’s statistically proven
that you spend 33% less money when paying by cash rather than cards
By applying these three principles, you will learn how to manage your money, and live your life, making your money work for you.
The course is free of charge, and light refreshments will be provided.
Courses available on request. We can come to you or provide the venue.
Jayne McConaghie, Senior Health Promotion Officer for Mental Health at the Northern Trust,
says that being in debt can contribute to mental health problems or indeed make them worse.
“Debt is not just a financial problem but can have a serious impact on a person’s mental health
in terms of anxiety and stress, depression, self harm and suicidal thoughts. It can cause people to
become excluded, in turn making mental health problems worse. Fortunately there is help available
for anyone in this situation. No debt problems are unsolvable and the earlier they are dealt with the better.
Tackling debt as soon as it starts to mount up can help prevent mental health problems associated with debt.”
Whether you would like to debt free or debt proof or want to help someone else then this course is for you.
To find out more or to book your free course e-mail firstname.lastname@example.org.
We also run CAP Youth and Students course
Visit www.capmoney.org for information.
Clients comments included:
“Thanks to CAP, I didn't feel alone. They brought me back from being suicidal– I wouldn't be here if it weren't for them. The personal service is what makes
it. They gave me the confidence I could do it.”
“I have started to get life insurance and I’m saving for myself. I don’t know what I would have done without CAP. We were living on £15 a week for the four of us.”
“CAP really helped me at a time in life when I had given up. I had an operation due to the stress caused by debt. CAP took the pressure off. I can't fault them.”